Even though Viainvest is one of the most established P2P platforms, it’s also known for its sometimes significant IT problems. When they underwent regulation in 2022, they completely missed adapting their software, and they spent weeks dealing with corrections and updates.
As a passive investor, I would prefer the automatic options here for the sake of time. Additionally, the loans on the platform can sometimes get filled so quickly that it’s challenging for individual investors to generate returns if you want to invest manually.
I have invested small stakes in both Peerberry and Mintos to start off with but would appreciate your thoughts on the following two questions:
PeerBerry handled this exceptionally difficult situation very professional and committed to a long term solution by repaying delayed investments one by one. I will stick with PeerBerry in the future, because your handling of recent difficulties was professional and convincing.
Your satisfaction is of utmost importance to us, and we truly value your ongoing support. Thank you for being a valued investor.
Secondly, both are P2P platforms based and regulated in Latvia, with a similar focus on unsecured consumer loans, although Twino has recently focused much more on property investments. Additional information can be found in my Twino review.
You have been able to invest in personal loans since 2016. My experience as an investor on this platform goes back several years. Several personal interviews have also confirmed the professional impression of the company for me. The parent company ViaSMS Group manages a loan portfolio of 25.9 million euros and has more than 260 employees worldwide. The company’s successes are particularly noteworthy, as in this form of investment our capital and returns are dependent on the condition of the platform and the loan originator.
You can review all projects, but unless you are well-versed in European p2p loans, you are likely to rely on the platform’s own credit checks. PeerBerry provides a convenient Auto Invest feature for this purpose.
Hi there! I’m Lars Wrobbel, and I’ve been writing on this blog about my experiences with investing in P2P loans since 2015. I also co-authored the German standard work on this topic with Kolja Barghoorn, which became a bestseller on multiple platforms and is regularly updated.
If dark clouds start appearing on the horizon, you’ll need to decide how much risk of total loss you’re willing to carry.
’ are packages of private loans with their own ISIN. They form an exciting new investment vehicle in the area of P2P loans.
No, Viainvest does not currently offer a secondary market, as you may be familiar with from many other platforms. You also do not have the option to exit your investments prematurely.
Investors who participate in P2P lending here generate their returns primarily through loans in the consumer sector. Borrowers directly take out loans from Via SMS Group, which are listed on the platform and in which we, as investors, can invest our money.
Due to the close connection viainvest between the P2P platform and the Via SMS Group, which has been in the market for years, it can be assumed that we are dealing with a reputable platform here.